Wednesday, January 7, 2009

Palestine - I pray for u....




Flyz with da Red bird

These is some picture I want to share...
Guest where do we when???






















Tuesday, January 6, 2009

1st Episode: Engagement Picture (16 August 2008)

After sometime, now I am releasing my engagement picture....
Sorry for taking it too long, a bit too busy I guest.......



















































The person that have full of excitement that day is my Wan, just look at his Baju Melayu, does it match with my lady?
:: Stay tune for the 2nd episode :Wedding Time....

Tuesday, November 25, 2008

How To Fill in Your Data and Update Your YahooGroups Database



1. Log In your Email account eg:Yahoo

2. Click Yahoo! button on the upper left side of yor webpage.


3. Clicks 'Groups' button.


4. Clicks 'UniKL_IPROM' YahooGroups account button. (this appear if you have many groups, if you have only one, it will automaticaly log in the group)


5. Cliks 'Database' icon button


6. Clicks 'Contact List' icon button.


7. Click 'Add Record' Icon Button.


8. To edit/update, just clicks 'Edit' button.


9. Just fill in your data and after finish clicks 'add record' icon button.


Happy Filling

Wednesday, November 12, 2008

equity markets: Start Buying Now. Seriously.

Start Buying Now. Seriously.

Start buying equities now. I have.

So have investment legends like Warren Buffett, who bought in October, John Bogle, who said in this month that equity markets are too low and Bill Miller, who recently said that he sees great value in equities. (I am nowhere near an investment legend, but I am following their lead).

This is opposed to the doomsayers who say that the worst is yet to come. These doomsayers are … who are they again?

It's interesting for me that there are always "investment experts" who criticise Warren Buffett. They say he was irrelevant to the new economy in 1999, when he refused to buy technology shares. They say he didn't understand the situation when he said that financial derivatives were "financial weapons of mass destruction" back in 2002. And now they say that he is simply trying to talk up his own investments, when he said recently to "Buy America". These things they say of the world's most successful investor, the world's richest man. Nobody remembers these "they", but Warren Buffet continues to make loads of money from his investments.

Let's look at the reasons why "they" say things will get worse.

"This time it's different"

You've heard this one. "They" say this time it's different because it's an unprecedented global economic slowdown not seen since the Great Depression. To this I have two responses:
  1. It's always different. If it wasn't different, no one would panic, and no one would sell their shares, and stock markets wouldn't fall. For example, if a plane slams into a major building somewhere tomorrow, (it would be a tragedy, but) world stock markets would not crash the way it did in the aftermath of September 11th. The Asian financial crisis, tech bubble bursting, Iraq and Afghanistan wars, SARS, sub-prime crisis, they were all different.
  2. It's never different. What doesn't change is that the human race has always been able to find solutions to these problems and emerge stronger. This is a unique trait that human beings have. If we did not have this trait, we wouldn't have evolved as a species. This is one of the reasons world stock markets grow over the long term; we always grow and thrive as a species, and we always find solutions to problems.


"We don't have clear signs yet that a recovery is in sight"

This is what many analysts say. Again, I have two responses:

  1. If we had clear signs, the stock markets would have gone up a lot, and you would have missed the opportunity to make inordinate profits. Stock markets always anticipate economic recoveries. By the time the analysts are able to report clear signs, we would be more than halfway to the top.
  2. We do have some clear signs of action. We know that these actions are being taken.
  • Monetary policy actions: We have seen governments across the globe cut interest rates and increase money supply. In recent weeks, we have announcements coming out of the U.S., the E.U., the U.K, Australia, China, Korea and others. These are extremely expansionary.
  • Fiscal policy actions: More and more governments are injecting billions into their economies. Usually they will do this by funding infrastructure projects, reducing taxes, and so on. This will increase overall demand and stimulate the economy.


In a short time, the global economy will feel the effects of these actions. So yes, we do have a recession. But a lot of smart people at governments all over the world are working frantically to address it.


The fiscal policy actions are easy to understand, but if you always wondered why interest rates have such a big impact, the reason is this: private companies always have expansion plans. They may be reluctant to borrow funds to expand if borrowing costs are high. They will be particularly cautious in a recessionary environment. But when rates decline, many will start borrowing, start hiring and start expanding.


"The recession will extend for another 3 quarters"


This seems to be the consensus economic forecasts. But let's say this is true. Three quarters means the last quarter of 08 and the first two quarters of 09. Let's budget another quarter and say it goes on till the end of 3Q 09.


I don't want to forecast when the economy or the stock markets will recover. But I can say this: the stock markets always recover before the economy does.


So if stock investors all thought that the global economy would recover by end of 3Q 09, they would …


"I wish I had bought …"


If you are old enough, I bet that you have said this phrase "I wish I had bought equities" during any of the points below. We are now at point no. 7, and the Malaysia market is trading at a very low PE.


I am bullish on Malaysia because:

  1. The population is growing. This means that the domestic economy will be growing.
  2. Top blue-chips have successfully regionalised. Sime Darby, Genting, Gamuda, Public Bank, YTL Corporation, these are no longer just local companies. They have tremendous presence in the region and the world.

Tuesday, October 28, 2008

THE ISLAMIC CURE FOR MASTURBATION - THE BASICS

ASSALAMU'ALAIKUM


Introduction

After reading some articles on the topic of "Controlling Masturbation from an Islamic point of view," I have come up with my first article on this topic. These are the basics.
Before continuing, I would like to warn my readers that mere reading of this article will bring nothing into effect. When I was addicted to masturbation, I would read "Curing Masturbation" pages but they didn't have any good effect on me. Now, I know the reason. I didn't take each and every word of those articles very seriously. I didn't practice what they told me to. Take a lesson from this experience of mine, and please don't repeat what I did.

What about D'ua?

I have always been asked, "Isn't d'ua (asking help from Allah) enough to keep us away from this filth (masturbation) ?" Of course, no one can deny the importance of d'ua. In fact, the fourth ayah of Surah Al-Fatiha is:
"You do we worship and from You do we ask help from"

However, you must know that only words are not enough. Faith without works is dead in Islam. We have to take action after d'ua, otherwise it won't profit you.

The Best Way to get rid of Masturbation

The best way to get rid of masturbation is to get married, and this is the opinion of the scholars. This is the ever-lasting cure. Wives may masturbate their husbands, this is allowed in Islam. But people can't do it themselves, it is an immoral act.
But wait... there are many people out there who can't get married. What about those people?

I can't get married!

Are you a teenager who can't get married? Are you thirteen or fourteen years old and you can't even think about marriage at this age? Or is it that you don't have the money to get married?
Well, in this situation, Islam will help you. Islam is the complete way of life - the correct way of life from Allah, the Lord of the Worlds. He guided us in this matter as well. The PROPHET MUHAMMAD (S.A.W) said:

"O young people! Whoever among you can marry, should marry, because it helps him lower his gaze and guard his modesty (i.e. his private parts from committing illegal sexual intercourse etc.), and whoever is not able to marry, should fast, as fasting diminishes his sexual power."

Fasting is something that every one can do. Some people give me the excuse that they are too young and that they can't fast because their parents would allow them to do so. This is a lame excuse, tell your parents plainly, "I am fasting to please ALLAH."

Fasting may be something that any one can do, but its really difficult. It's not all about leaving food and drinks. Fasting basically makes us more submissive to ALLAH.

While fasting, you must pray five times a day for your fast to be accepted. Otherwise, forget about the cure for masturbation. The one who is fasting should say the five obligatory prayers in congregation, should not lie, should not use abusive language, should not tell immoral jokes, should never look at ghair-mahram women (those with whom marriage is allowed), should not watch television, should not smoke, should not sing, should not listen to songs or music, and should strictly abide by the Sunnah, and all other Islamic manners and etiquettes, etc. You have to do all the Sunnah acts and all the obligatory acts to please ALLAH. These good deeds will purify you heart, increase your imaan (faith), and will make you love ALLAH. It will make you more obedient and clean, and you will want to obey ALLAH. And when this stage comes, you won't even think about masturbation!

However, its all about taking the first step. Start fasting. I know that there are people who will just get happy be seeing this article, and won't act on what it says. This is something that can destroy you.

Repentance

"For every disease there is a remedy, and the remedy for sin is repentance."

This is a hadith that they taught me in school, and I still remember it. Who is repentance a remedy for sins?

Before answering this, let's know what repentance is according to Islam. Repentance is to feel guilty of the sin you committed, and to return to ALLAH and to never do that sin again.
Repent every time you masturbate. Feel guilty of the sin that you commit. After repentance, never masturbate again.

However, if you tried your best never to masturbate after you repented, and you tried it very hardly, and you were struggling to stop masturbation because you had repented, but you still failed and masturbated again, then what will happen? You've done it again, start it all over. Repent again, and then make your intention never to return to masturbation. After extreme struggle, if you masturbate again, then repent again. Even after that you were that you overwhelmingly couldn't control yourself and sinned (masturbate) again, then repent again!

The point is that repent each and every time you sin. This will help you feel regret when you break your previous "repentance. " This will also keep you away from sin. How? Let me explain.

For example, if your mother told you never to hit your smaller brother, and you agreed with her, but still hit your small brother, she would obviously be angry with you. If you promised her again not to beat the small kid, but broke your promise, she'll be angry with you again. Then, if you promise her again, but break the promise again, she will not tolerate such behaviour again. But, what will be your position? Won't you feel regret each time you broke your previous? A time will come when you'll stop hitting the small child. Similarly, after repentance a time will come when you stop masturbating.

Conclusion

These were the basics, and if you don't act on these, then forget about curing masturbation. Put the above-mentioned points into practice, or else you'll soon become hopeless.

You may find it difficult to do all the things. One common difficulty in the way is one's own family, friends, relatives, etc. They might ask you, "Why are you fasting? Why are you praying five times a day in the Masjid? Why...?" Tell them plainly, "To please ALLAH and to purify my self."

DO TAKE CARE ALWAYS

Words of Wisdom


1. A day without sunshine is like night.


2. On the other hand, you have different fingers.

3. 42.7 percent of all statistics are made up on the spot.

4. 99 percent of lawyers give the rest a bad name.

5. Remember, half the people you know are below average.

6. He who laughs last, thinks slowest.

7. Depression is merely anger without enthusiasm.

8. The early bird may get the worm, but the second mouse gets the cheese in the trap.

9. Support bacteria. They're the only culture some people have.

10. A clear conscience is usually the sign of a bad memory.

11. Change is inevitable, except from vending machines.

12. If you think nobody cares, try missing a couple of payments.

13. How many of you believe in psycho-kinesis? Raise my hand.

14. OK, so what's the speed of dark?

15. When everything is coming your way, you're in the wrong lane.

16. Hard work pays off in the future. Laziness pays off now.

17. How much deeper would the ocean be without sponges?

18. Eagles may soar, but weasels don't get sucked into jet engines

19. What happens if you get scared half to death, twice?

20. Why do psychics have to ask you for your name?

21. Inside every older person is a younger person wondering, "What the hell happened?"

22. Just remember...if the world didn't suck, we would all fall off.

23. Light travels faster than sound. That's why some people appear bright until you hear them speak.

24. Life isn't like a box of chocolates. It's more like a jar of jalapenos.